Colorado House Bill 1008: force men to pay higher insurance premiums
by Brian Schwartz | 1:30 am, February 9, 2010 | 1 Comment
The Denver Post reports that Colorado “House Bill 1008 would bar health insurance companies from using gender as a basis for setting different premium rates for men and women.” Basically, insurers generally charge women higher premiums than men. Supporters of the bill want to make this illegal, and hence require men to pay more.
The Colorado Independent reports that “insurance companies agreed not to oppose the bill.” Interesting. One cynical reason I can imagine is that insurers are forced to charge men more, and hence make more money. Their competitors must do the same, so it’s not as if the male customers are free to buy a competitor’s cheaper product.
This bill would then make insurance a vehicle for forced charity. This is wrong.
Or maybe insurers will charge women less, not be able to profit from it, and hence design their plans such that women do not want them.
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February 9th, 2010 @ 7:30 am
Everyone seems to have forgotten that insurance companies are a for-profit business. The reason the cost of ins keeps escalating is MASSIVE govt intervention with free market & individual choice.
As long as people keep believing that insurance is necessary to receive health care, the govt will continue to interfere, costs will continue to rise, access will continue to decrease.
We are rapidly becoming a country where indivdiuals expect the govt to solve their every problem and not take responsibiity for their choices nor their lives.